Advanced SIP Calculator
Plan your financial freedom. See exactly how your monthly investments compound over time to build massive wealth.
How to read your SIP Returns
The secret to wealth is time. Thanks to the power of compounding, starting a small SIP now can generate more wealth than starting a giant SIP 10 years later.
In the early years of a SIP, most of your visible value comes from what you deposited. But as decades go by, the interest generating interest outpaces your actual deposits.
Frequently Asked Questions
What is a SIP?
SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount regularly (e.g., monthly) in mutual funds, helping you average out market volatility and benefit from compounding.
What is a good expected return rate to put?
For long-term equity mutual funds in markets like India, historical averages often range between 10% to 14%. However, past performance doesn't guarantee future results, so it's always safer to plan conservatively around 10-12%.
Is this calculator private?
Yes! The calculations happen entirely in your web browser. No data is sent to our servers.